India personal loan application
Ox Credit
A clear Android application experience for eligible users to review product terms, submit information, and track application status.
Repayment example: Borrow INR 80,000 for 120 days at 14.6% APR. Estimated interest is INR 3,840.00. Estimated total repayment is INR 83,840.00. Platform fee: INR 0.
How the app works
Users fill personal, contact, identity, employment, and bank account information.
Submitted applications enter information review status and can be checked in the app.
Final approval, contract terms, repayment schedule, and statutory disclosures must be shown before disbursement.
Designed for review clarity
The app avoids sensitive device permissions such as SMS, call logs, device location, gallery access, card PINs, passwords, and OTPs. Camera permission is used only when a user captures ID document photos for identity verification; gallery upload is not used.
The website and app do not promise guaranteed approval or instant disbursement. Application outcomes depend on review and required disclosures.
Data minimization
The app requests only information needed to create, submit, review, and support an application, including manually entered reference contacts and camera-captured ID document photos when identity document upload is enabled.
Company information
Company name: Profirst Fincare Private Limited
Address: 402 - A, COLONY, HARIDWAR, Uttarakhand, India - 249407
Email: oxcredit_service@outlook.com