:root {
  color-scheme: light;
  --blue: #244c8f;
  --blue-dark: #163365;
  --saffron: #c75c2c;
  --saffron-soft: #fff0e7;
  --paper: #fffaf4;
  --bg: #f6f3ee;
  --card: #ffffff;
  --ink: #201a16;
  --muted: #6f6258;
  --line: #e4d7ca;
  --mist: #eaf0ff;
  --shadow: 0 18px 45px rgba(37, 54, 86, .11);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  background:
    radial-gradient(circle at top left, rgba(199, 92, 44, .14), transparent 30rem),
    linear-gradient(180deg, #fffaf4 0%, var(--bg) 48%, #ffffff 100%);
  color: var(--ink);
  line-height: 1.6;
}

a { color: var(--blue); text-decoration: none; font-weight: 800; }
img { max-width: 100%; display: block; }

header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255, 250, 244, .92);
  border-bottom: 1px solid rgba(228, 215, 202, .86);
  backdrop-filter: blur(14px);
}

.nav {
  max-width: 1120px;
  margin: 0 auto;
  padding: 14px 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 11px;
  color: var(--blue-dark);
  font-size: 22px;
  font-weight: 900;
}

.brand-logo {
  width: 46px;
  height: 46px;
  border-radius: 14px;
  box-shadow: 0 10px 22px rgba(36, 76, 143, .16);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 18px;
  flex-wrap: wrap;
  font-size: 14px;
}

.nav-links a { color: #4d463f; }
.nav-links a:hover { color: var(--blue); }

main {
  max-width: 1120px;
  margin: 0 auto;
  padding: 32px 22px 64px;
}

.shell {
  background: rgba(255, 255, 255, .76);
  border: 1px solid rgba(228, 215, 202, .95);
  border-radius: 22px;
  box-shadow: var(--shadow);
}

.hero {
  min-height: 520px;
  padding: 46px;
  display: grid;
  grid-template-columns: 1.08fr .92fr;
  gap: 34px;
  align-items: center;
  overflow: hidden;
  position: relative;
}

.hero::after {
  content: "";
  position: absolute;
  right: -120px;
  bottom: -140px;
  width: 360px;
  height: 360px;
  border-radius: 50%;
  background: rgba(199, 92, 44, .1);
  pointer-events: none;
}

.hero-copy,
.hero-panel { position: relative; z-index: 1; }

.eyebrow {
  margin: 0 0 12px;
  color: var(--saffron);
  font-weight: 900;
  text-transform: uppercase;
  font-size: 12px;
  letter-spacing: .08em;
}

h1 {
  margin: 0 0 16px;
  color: var(--blue-dark);
  font-size: clamp(40px, 6vw, 72px);
  line-height: 1;
  letter-spacing: 0;
}

h2 {
  margin: 38px 0 14px;
  color: var(--blue-dark);
  font-size: 26px;
  line-height: 1.2;
}

h3 { margin: 18px 0 8px; font-size: 18px; color: var(--blue-dark); }
p { margin: 0 0 12px; }
.lead { max-width: 680px; color: var(--muted); font-size: 18px; }

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 24px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 12px 18px;
  border-radius: 10px;
  background: var(--blue);
  color: #fff;
  box-shadow: 0 12px 24px rgba(36, 76, 143, .24);
}

.button.secondary {
  background: #fff;
  color: var(--blue);
  border: 1px solid #bfc9e5;
  box-shadow: none;
}

.hero-panel {
  background: linear-gradient(160deg, #ffffff 0%, #f5f8ff 100%);
  border: 1px solid #dbe3f8;
  border-radius: 20px;
  padding: 24px;
  box-shadow: 0 20px 44px rgba(22, 51, 101, .14);
}

.app-preview {
  min-height: 360px;
  border-radius: 28px;
  background: linear-gradient(180deg, #fffaf4, #ffffff);
  border: 1px solid var(--line);
  padding: 18px;
}

.phone-top {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 18px;
}

.phone-logo { width: 44px; height: 44px; border-radius: 14px; }
.phone-title strong { display: block; color: var(--blue-dark); }
.phone-title span { color: var(--muted); font-size: 13px; }

.amount-card {
  background: var(--blue);
  color: #fff;
  border-radius: 18px;
  padding: 18px;
  margin-bottom: 14px;
}

.amount-card span { opacity: .78; font-size: 13px; }
.amount-card strong { display: block; font-size: 30px; line-height: 1.1; margin-top: 4px; }

.mini-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
}

.mini-grid div,
.soft-tile {
  border-radius: 14px;
  padding: 12px;
  background: var(--mist);
}

.mini-grid strong { display: block; color: var(--blue-dark); }
.mini-grid span { display: block; color: var(--muted); font-size: 12px; }

.progress-list { display: grid; gap: 10px; margin-top: 14px; }
.progress-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--muted);
  font-size: 14px;
}

.check {
  width: 28px;
  height: 28px;
  border-radius: 10px;
  display: grid;
  place-items: center;
  background: var(--saffron-soft);
  color: var(--saffron);
  font-weight: 900;
}

.grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; margin: 26px 0; }
.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 20px;
  box-shadow: 0 10px 26px rgba(32, 26, 22, .05);
}
.card.compact h2 { margin-top: 10px; }
.metric { color: var(--blue); font-size: 24px; font-weight: 900; }
.muted { color: var(--muted); }

.icon {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  display: inline-grid;
  place-items: center;
  background: var(--mist);
  color: var(--blue);
  font-weight: 900;
  font-size: 13px;
}

.notice {
  background: #fff6e5;
  border: 1px solid #efd9ad;
  border-radius: 16px;
  padding: 18px;
  margin: 24px 0;
  display: flex;
  gap: 12px;
  align-items: flex-start;
}

.notice-icon {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  display: inline-grid;
  place-items: center;
  background: #fff;
  color: var(--saffron);
  font-weight: 900;
  border: 1px solid #efd9ad;
}

.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.steps div {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 20px;
}
.steps strong { display: block; margin: 14px 0 7px; color: var(--blue-dark); }

.info-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; align-items: start; }
.feature-band {
  margin-top: 30px;
  padding: 24px;
  border-radius: 18px;
  background: linear-gradient(135deg, var(--blue) 0%, #315fa8 100%);
  color: #fff;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}
.feature-band h2 { color: #fff; margin-top: 0; }
.feature-band p { color: rgba(255,255,255,.82); }
.feature-band .soft-tile { background: rgba(255,255,255,.12); color: #fff; border: 1px solid rgba(255,255,255,.18); }

.company-card {
  margin-top: 28px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 22px;
  display: flex;
  gap: 16px;
  align-items: center;
}
.company-card h2 { margin-top: 0; }
.company-card.no-icon { display: block; }

.section-logo { width: 58px; height: 58px; border-radius: 16px; flex: 0 0 auto; }

.page-narrow {
  max-width: 820px;
}

.policy-top {
  margin-bottom: 18px;
  display: flex;
  align-items: center;
  gap: 14px;
}

.policy-logo { width: 56px; height: 56px; border-radius: 16px; box-shadow: 0 12px 22px rgba(36,76,143,.16); }
.policy-kicker { color: var(--muted); font-size: 13px; }

.section {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 20px;
  margin: 14px 0;
  box-shadow: 0 10px 26px rgba(32,26,22,.04);
}

.section h2 { margin: 0 0 10px; font-size: 20px; }
.section.note { background: var(--mist); border-color: #cad6f2; }
.item { padding: 11px 0; border-top: 1px solid var(--line); }
.item:first-of-type { border-top: 0; padding-top: 0; }
.item strong { color: var(--blue); display: block; }

ul { padding-left: 20px; }
li { margin: 7px 0; }

footer {
  border-top: 1px solid var(--line);
  background: rgba(255,255,255,.9);
}
.footer-inner { max-width: 1120px; margin: 0 auto; padding: 22px; color: var(--muted); font-size: 14px; }

@media (max-width: 860px) {
  .nav { align-items: flex-start; flex-direction: column; }
  .hero { grid-template-columns: 1fr; padding: 28px; min-height: auto; }
  .grid, .steps, .info-grid, .feature-band { grid-template-columns: 1fr; }
  .mini-grid { grid-template-columns: 1fr; }
}

@media (max-width: 520px) {
  main { padding: 22px 14px 44px; }
  .hero { padding: 22px; border-radius: 18px; }
  .hero-actions { flex-direction: column; }
  .button { width: 100%; }
  .brand { font-size: 20px; }
}

html[lang="hi"] body { overflow-wrap: anywhere; }
html[lang="hi"] .eyebrow { text-transform: none; letter-spacing: 0; }